SAB is able to finance customers who qualify through Delaware National Bank.  Rates depend on credit worthiness. Realize that your loan rate will greatly affect what you really pay for your next car!  Don't get suckered into a long term loan at a high interest rate!!

Another option for home owners to consider is a home equity loan or line of credit.  The advantage of these is that since the auto loan is being added into your mortgage you may be able to deduct the interest on your taxes.  This is a good way to borrow the money from yourself and decide what you would like your monthly payment to be.  If you have equity in your home, check into this avenue.  

Also, if you have a good relationship with your local bank, or belong to a credit union, that is a good place to start.  Even a credit card company-- if you have a good record with them-- may extend you credit at a reasonable rate.  Recently an SAB customer got a 3.9 fixed rate(!) from Mastercard to purchase their new car.   

Gramma is your last resort, and she often comes through!  haha

If you want to figure out what your monthly payment will look like, here is an easy calculator to use.  Good Luck!  Auto Payment Calculator