SAB is able to finance qualified customers from our office through Wachovia/Wells Fargo, usually in 24 hours.  Local customers may also want to try Delaware National Bank or Sussex Federal Credit Union https://www.netit.financial-net.com/sussexcfcu-loan/.  Rates depend on credit worthiness. Realize that your loan rate will greatly affect what you really pay for your next car!  Don't get suckered into a long term loan at a high interest rate!!

An option for home owners to consider is a home equity loan or line of credit.  The advantage of these is that since the auto loan is being added into your mortgage you may be able to deduct the interest on your taxes.  Borrow the money from yourself and decide what you'd like your monthly payment to be.  If you have equity in your home, check into this avenue.  

Also lendingtree.com  is an online source that will help you find financing.  Even a credit card company-- if you have a good record with them-- may extend you credit at a reasonable rate.  Recently an SAB customer got a 3.9 fixed rate(!) from Mastercard to purchase their new car.   

Gramma is your last resort, and she often comes through!  haha

If you want to figure out what your monthly payment will look like, here is an easy calculator to use.  Good Luck!